Since 1999, we've been helping Canadians save on their auto insurance:
Enter your details once to compare multiple quotes
It's free, safe, secure, and takes only minutes
Connect with the insurance provider that offers you the best rate
Compare quotes today if you live in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia and Prince Edward Island
Introduction to auto insurance quotes in Canada
Your automobile insurance is there to protect you against losses in the event of an accident, theft, vandalism, or some other incident that involves your vehicle and causes damage, liability or injury. Your policy is, essentially, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in policy.
Auto insurance and the law
In Canada, it is law that you have vehicle insurance. It is valid anywhere in Canada and the United States and you should keep proof of your car insurance with you whenever you drive because you must produce it upon the request of a police officer. If you are found driving without valid insurance, you can have your driver's licence suspended and your vehicle impounded.
In Canada, each province and territory establishes their own required minimum insurance coverage. However, you can often get options that go beyond the basics; you can personalize your policy to make certain that you've got the exact protection you require, without paying for extra insurance you may not need.